Although most of our clients are high-net-worth individuals and larger retirement plans, Wealth Management Associates, Inc. also works with trusts, estates and charitable organizations. Our investment strategy is long-term oriented.

 

Our Investment Advisor Representatives (IARs) are highly experienced, with an average of more than 17 years in the industry. They are bound by the Wealth Management Associates, Inc. Code of Ethics which represents the basis for all of our dealings with clients. It is our responsibility to:

                        Comply with all federal and state securities laws at all times,

                        Conduct business in an honest, ethical and fair manner,

                        Disclose fully all material facts and any potential conflicts of interest, and

                        Place the interests of clients ahead of the firm’s or our IARs’ own investment interests.

A copy of the Wealth Management Associates, Inc. Code of Ethics is available to all clients on request.

 

 

Wealth Management Associates, Inc., a Registered Investment Advisory firm,will work with you to develop your financial plan. Unlike larger brokerage firms, we do not offer stock underwritings, in-house mutual funds, or boilerplate financial plans that we are required to present to our clients. We do not regard our financial consultants as distribution channels for investment products. What we do offer is unbiased, well-researched advice. Our independence is our greatest strength.  

 

Securities America, Inc., member FINRA/SIPC, is one of the nation’s largest independent broker-dealers. Wealth Management provides financial planning, and Securities America facilitates and supervises brokerage investment transactions. However, the greatest value provided for clients by SAI is to oversee all securities-related transactions and ensure that WMA's advisors business practices comply fully with all securities regulations. WMA’s New Jersey location is also a branch office of Securities America.

 

National Financial Services LLC provides trade execution, clearing, and other related services for your brokerage account. Established in 1983, National Financial Services LLC, a Fidelity Investments company, is one of the largest providers of brokerage services. As of September 30, 2009 , National Financial Services LLC serviced over 18.5 million accounts representing $1.8 trillion in assets.   Fidelity Investments is one of the world's largest providers of financial services, with custodied assets of more than $3.1 trillion including managed assets of $1.4 trillion as of September 30, 2008. 

 

Why this structure? We use this structure because it benefits our clients. They receive:

 

Financial planning and investment advisory services from experienced Wealth Management Associates, Inc., advisors with access to a complete array of investment choices.

 

Brokerage services and compliance oversight from Securities America, Inc.

 

Brokerage account administrative services by National Financial Services Corporation.

 

Working with SAI and National Financial, Wealth Management Associates seeks to deliver exceptional service and peace of mind.